At the Drop of a Hard Hat
Contractors Combined
Contractors Combined provides a wide range of covers in one comprehensive combined policy, suitable for contractors and construction risks.
Core Cover
- Public Liability
- Products Liability
Optional Cover
- Employers Liability
- Contractors All Risks (inc. Contractors Plant and Hired in Plant)
- Property Damage All Risks
- Business Interruption (ICOW or Gross Profit basis)
- Specified Articles
- Money
- Goods in Transit
- Directors & Officers
- JCT Clause 6.5.1
- Terrorism
- Legal Expenses
Trade Examples
- Building contractors & allied trades
- Carpenters & joiners
- Civil engineers & Groundworkers
- Electrical contractors
- Steel erectors
- Fire protection
- Curtain walling contractors
Features & Benefits
- A rated capacity
- Wide range of acceptable occupations including high risk
- Cover for risks up to £15m turnover (higher levels can be considered)
- High Limits of cover available on PL and CAR/Plant
- Own Plant and Hired-in Plant can be written without Contract Works
- Unrestricted height and depth limits available
- Hazardous location work can be considered
- Efficacy cover
- Legal Expenses includes Contract Disputes cover
- Direct access to empowered underwriters
- Options for alternative levels of commission, including net
- Enhanced commission can be negotiated for agreed growth plans