Qtrade

Introducing Management Liability

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22 January 2025

Introducing Our Comprehensive Management Liability Solutions

We are excited to introduce Q’s Management Liability Solutions policy, designed specifically to meet the needs of incorporated entities, charities, and not-for-profit organisations. This product combines robust coverage with the convenience of e-trading, ensuring you have th We are excited to introduce Q’s M e protection your clients need.

Key Highlights:

  • Target Audience: Suitable for UK exposures up to £100m turnover. Higher turnovers can be accommodated on referral.
  • Platform: Easily accessed via QTrade.
  • Capacity: A-rated capacity provided by RSA.

 

Features & Benefits:

  • Coverage Basis: “Any one claim” coverage for all core policy sections.
  • Limits of Indemnity:
    • Directors and Officers Liability and Corporate Liability – up to £5m without referral.
    • Employment Practices Liability (EPL) – up to £2m without referral.
  • Worldwide Reach: Territorial/jurisdiction limits (excluding USA/Canada for EPL section).**
  • EPL Excess Waiver: Claims excess waived when adhering to ACAS guidelines.
  • Support Services: Access to RSA’s business support services, powered by Farillio.

** Cover is not available for overseas subsidiaries.

 

Appetite:

The product appetite is extremely broad, with only a few Decline Trades restricted to:

  • Professional sports
  • Airline/Aircraft industries
  • Oil & Gas exploration
  • Tobacco
  • Global financial institutions
  • Cryptocurrency

 

To submit your presentations please visit Qtrade or for further information or to discuss your needs please contact:

Fiona White: Fiona.White@qunderwriting.com

Katie Owen: Katie.Owen@qunderwriting.com