Q underwriting News story template

20 December 2023

Here at Q, we place our brokers at the forefront of our business and we know how important your understanding of our offering is.

It is for this reason, we have provided the answers to some of your frequently asked questions below...

Q. Can you cater for timber framed construction and if so any restrictions?

A. Yes, we can cater for timber famed construction up to £1 million maximum contract value for contractors with a turnover up to £2.5 million.

 

Q. Are you able to include any stock and contents cover?

A. Yes, we can include a limit up to £100,000 combination of stock and contents.

 

Q. Is the Tradesman & Professionals product per-capita only?

A. No we can offer on a wages and turnover basis or up to 12 manual staff on a per-cap basis.

 

Q. Do you restrict the public liability limit for the use of heat?

A. No we include heat cover up to the public liability level on the policy.

 

Q. Are you able to offer Public Liability above £5 million?

A. We have an excess of loss facility enabling us to offer £10 million.

 

Q. Can you cover tools in a vehicle over night?

A. Yes up to £5,000 limit.

 

Any more questions? Send them our way via liabilitynb@Qunderwriting.com, or give us a call and speak to one of our expert underwriters on 1902 714000. We will be more than happy to hear from you!